Secure, simple, and transparent payments — here's how every transaction works on Shoploc.
GPay, PhonePe, Paytm, BHIM & all UPI apps
Visa, Mastercard, RuPay, Amex
All major Indian bank debit cards
All major Indian banks supported
Paytm Wallet, Mobikwik & others
All payments processed via Razorpay's secure gateway
At checkout, review your cart items, delivery address, and the total amount including any applicable taxes. All prices are in Indian Rupees (INR) and are inclusive of GST unless stated otherwise.
Select your preferred payment option — UPI, card, net banking, or wallet. You will be redirected to Razorpay's secure payment page to complete the transaction.
Enter your payment details on Razorpay's encrypted payment page. For UPI, you will receive a payment request on your UPI app. For cards, an OTP may be sent to your registered mobile number.
Once payment is successful, you will be redirected back to Shoploc and shown an order confirmation screen. A confirmation email with your Order ID will be sent to your registered email address.
Your order enters our fulfilment pipeline immediately after payment is confirmed. You will receive shipping updates via email as your order is packed and dispatched.
All data between your browser and our servers is encrypted with SSL/TLS.
Razorpay is fully PCI-DSS compliant. We never store your card details.
Card payments are protected by bank-level OTP authentication.
If your payment was debited but your order was not confirmed, the amount will typically be auto-reversed to your original payment method within 5–7 business days by Razorpay. If it isn't reversed, contact us at info@shoploc.in with your transaction reference number.
No, we currently do not offer Cash on Delivery. All orders must be paid online at the time of checkout via our supported payment methods.
EMI options may be available depending on your bank and card type through Razorpay at checkout. This is subject to your bank's terms and availability.
If your payment fails, no amount will be deducted and your order will not be confirmed. If an amount was deducted despite a failure, it will be auto-reversed within 5–7 business days.
No. The amount shown at checkout is the final amount you pay. There are no hidden fees, processing charges, or surprise deductions.
